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I've Done It!!!!
Dr.Shoe_2
Posts: 1,028 Forumite
I've just managed to get through an entire month without incurring charges at the bank!
This was done by cutting costs and converting most of my direct debits into monthly (or quarterly) bills. Moreover, some of my regular outgoings are paid weekly on my debit card so now I have much better control over my outgoings.
Couple that with the £30 or so per week I make from my business.
I must be on th up at last!
This was done by cutting costs and converting most of my direct debits into monthly (or quarterly) bills. Moreover, some of my regular outgoings are paid weekly on my debit card so now I have much better control over my outgoings.
Couple that with the £30 or so per week I make from my business.
I must be on th up at last!
[strike]-£20,000[/strike] 0!
0
Comments
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Well done mate. I mentioned earlier the pleasure I got from getting a couple of pence interest on my account rather than being charged interest for card debts...so I can fully identify with you!0
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Well done Dr.Shoe!!!Bank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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Congrats to you Dr.Shoe :beer: . It's a great feeling when that happens.DFW Nerd no: 149
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Brilliant isn't it? I was in credit at the bank last month for the first time in memory, and was sooo excited at the interest showing in the credit column instead of the debit one! Well done!Official DFW Nerd No 096 - Proud to have dealt with my debt!0
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Congratulations!0
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Well done!
:beer:0 -
I've got a way to go before I'm in credit but thanks everyone!
:beer: :beer: :beer:[strike]-£20,000[/strike] 0!0 -
If you do this much celebrating , you'll be in the red again next month!:DDr.Shoe wrote:I've got a way to go before I'm in credit but thanks everyone!
:beer: :beer: :beer:
Well done you!"If you realized how powerful your thoughts are, you would never think a negative thought." ~ by Peace Pilgrim.***'You just got Tiffed!'***0 -
brilliant DR shoe! I know that feeling, I have been within my OD every month since march ( bar march) and I can fully identify with that.
Once I was £3 under, on pay day I duly paid of £3 to my CC- happy times!!:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
Congratulations and WELL DONE !!!!!!!!! The world seems a bit more friendly now doesn't it!There's always someone bigger and better, smarter and stronger but there's only one YOU!:j0
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