County Court Judgement

Danzo_2

I have just recieved a letter from Bryan Carter Dated 16 March with a court claim form inside asking me to respond to the debt of £2900 within 21 days.
I phoned them up an they gave me Two options which were. 1.) arrange payment to repay the full balance within 10 months or fill in and return the Court form with an offer ect.
I mentioned that I want to go through a plan with CCCS if possible but they said it could take upto 8 weeks for that and that it is not good enough for them.

Is there a way that CCCS can help me get around this or am I doomed.
Thanks in advance for any help.

Inverness

Call National Debtline urgently for free advice - you do not have to bow to the pressure of Bryan Carter.
http://www.nationaldebtline.co.uk/

thechippy

Did you receive any papers from the court direct, or just from BC?

Tixy

You should never hand court forms on to a DMP/ debt charity such as CCCS. You should always complete them yourself.

Can you afford to repay within 10months? (if you are planning to do a DMP or similar can you afford to repay this without giving them preference over another unsecured creditor?)

People on here can help with completing the forms.

RAS

Danzo

if this is consumer credit, you must have a default letter and termination letter from the creditor. Can you hunt them out and then find some way of posting them on flickr or another photo-sharing site.

if they are not legally watertight, you can stop the legal action.

thechippy

It would be useful to post up the letter and "claim form" from BC (after removing personal details) - as BC are as slippery as eels!!