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making token payments - advice please

Can anyone please tell me if CC companies will accept token payments before you enter into a DMP?
I have not got round to setting up a DMP yet ( But looks like i am going down the CCCS route) and as i am going to be struggling to make my minimum payments next month i was going to send them token payments instead.
Has anyone else done this and had it excepted?
Well done everyone on here - it is a brilliant site with lots of advce and support!:T

Comments

  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    You can try either of these template letters #50 or #52

    HTH
    :A
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • garwil
    garwil Posts: 64 Forumite
    thanks you numpty
    What a speedy response!
    I will use one of these to get the ball rolling( Or stalled as the case may be)
    Ta again:beer:
  • garwil
    garwil Posts: 64 Forumite
    just thinking - will they reply to say they are accepting this or not?
    once i send this letter should I just keep paying the token payments for the 3 month period whether i hear from them or not?
    Sorry for asking silly questions.
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    They'll probably reply either yes or no,
    If you are planning paying token payments for 3 months they will ask you to send in an
    SOA(statement of Accounts/Affairs)
    We use this one and ask people to post their SOA
    you will get something slightly different

    Contact CCCS sooner than 3 months though, put your figures in the CCCS Debt Remedy
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
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