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s&s isa saver advice for mortgage
jamesey
Posts: 144 Forumite
hi ive got a stock & shares isa buing up £85 units a month and has been for the last 11 years this june , the current surrender is around 10k , which seem just about the amount we have paid in , im wanting to pay my mortgage of , or a lump at least , this what it was originally for but as of last year we took a repayment on our 56k mortgage
its now at 51k and it has another 4 years fixed at £415 per month , im wanting to know if i ought to cash the s&s isa in and pay the 10k off the mortgage along with the 4k i have saved up in my bank , will it be worth more nxt year maybe??
as the £415 pm i will keep that on for another 4 yrs to pay the £19920 off plus the £14k in the s&s and bank we in 4 years time would owe just 17k , in the 4 years left i could save and pay it all off i think
i just want to know if i shold cash the 10k in or wait a while:o
its now at 51k and it has another 4 years fixed at £415 per month , im wanting to know if i ought to cash the s&s isa in and pay the 10k off the mortgage along with the 4k i have saved up in my bank , will it be worth more nxt year maybe??
as the £415 pm i will keep that on for another 4 yrs to pay the £19920 off plus the £14k in the s&s and bank we in 4 years time would owe just 17k , in the 4 years left i could save and pay it all off i think
i just want to know if i shold cash the 10k in or wait a while:o
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