Can I go to small claims court?

Mrs_Arkwright

mrbadexample wrote:

No-one on here seems to have mentioned the Motor Insurers Bureau, which may be able to help in these sort of cases.

http://www.mib.org.uk/MIB/en/Default.htm

IIRC, they take the first £150 of any claim, so there might not be a lot left in this case. (It was £150 about 20 years ago so it's probably more now )

Thanks, I'll have a look

ZTD

Also get the police to provide a written explanation as to why they aren't taking it any further.

bikerqueen

we were hit once by someone we thought was unisured and the police were interested, ring them again now you know she isnt insured, next time she could kill someone.

bristol_pilot

You are being far too nice. She has arguably brought her employer into disrepute. Inform the NHS Trust of the facts in writing especially the bit about showing you her badge with the Trust's name on, they will probably sack her. Don't get in touch with her first - just do it. Sue her in the small claims court as well. Also go back to the police and press for prosecution for driving without insurance. Teenage joyriders often have nothing to lose - a health professional does - I would stick the boot in, no question.

Mrs_Arkwright

bristol_pilot wrote:

You are being far too nice. She has arguably brought her employer into disrepute. Inform the NHS Trust of the facts in writing especially the bit about showing you her badge with the Trust's name on, they will probably sack her. Don't get in touch with her first - just do it. Sue her in the small claims court as well. Also go back to the police and press for prosecution for driving without insurance. Teenage joyriders often have nothing to lose - a health professional does - I would stick the boot in, no question.

I don't know which Trust she works for, although I would assume it is one where she lives.

The insurance company said they have been in touch with the police and are waiting to hear from them, so I'll give it a little longer, if I can't get a satisfactory response I will contact the police myself and instigate a small claim. I'm not letting it go.

Dr.Shoe_2

I think that you'll find that the police do take these matters very seriously. If any of you were injured you could go down the "no win, no fee" route?

alice's_mum

I would have thought the police would be interested in a Non insured driver, the Liverpool Police are currently having a crack down and have a selection of "VERY POSH 4x4's etc" outside the HQ with "removed as no insurance", printed all over them, sometimes they even have crushed ones to show what they do to these cars.

Definately get on to the NHS trust near you and let them know, if she's a nurse/Dr driving for her job, then her contract will say she must be insured to drive for work.

Bennifred

Also, if she had a prosecution against her for driving without insurance, it would help your court claim enomously, so I'd definitely approach the police again to find out the position with regard to that. Even if she only gets a fixed penalty:mad: , which is often the case these days.