SOA - How does this look?

confuzzled7

Hi

Any advice/suggestions on this, please? Does it look realistic? Is it likely to be accepted? Anything obvious I've missed?

Thanks

Household Information
Number of adults in household........... 1
Number of children in household......... 0
Number of cars owned.................... 1

Monthly Income Details
Monthly income after tax................ 1681
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1681

Monthly Expense Details
Rent.................................... 535
(incs water & council tax)
Electric & Gas.......................... 90
Telephone & Internet.................... 58
TV Licence.............................. 11
Housekeeping. .......................... 195
Clothing................................ 40
Petrol/diesel........................... 290
Road tax................................ 18
Car Insurance........................... 45
Car maintenance (including MOT)......... 40
Car Breakdown (RAC)..................... 4
Pet insurance & food.................... 26
Contents insurance...................... 20
Meals at work .......................... 20
Dental & optical........................ 40
Dry cleaning ........................... 15
Hairdressing............................ 10
Prescriptions........................... 7
Holiday................................. 30
Union & trade body fees................. 20
CPD (books for, and expenses incurred for,
course I'm on for work)..................25
Student Loan............................ 80
Total monthly expenses.................. 1619

So_Sad_Angel

confuzzled7 wrote: »

Hi

Any advice/suggestions on this, please? Does it look realistic? Is it likely to be accepted? Anything obvious I've missed?

Thanks

Household Information
Number of adults in household........... 1
Number of children in household......... 0
Number of cars owned.................... 1

Monthly Income Details
Monthly income after tax................ 1681
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1681

Monthly Expense Details
Rent.................................... 535
(incs water & council tax)
Electric & Gas.......................... 90
Telephone & Internet.................... 58
TV Licence.............................. 11
Housekeeping. .......................... 195
Clothing................................ 40
Petrol/diesel........................... 290
Road tax................................ 18
Car Insurance........................... 45
Car maintenance (including MOT)......... 40
Car Breakdown (RAC)..................... 4
Pet insurance & food.................... 26
Contents insurance...................... 20
Meals at work .......................... 20
Dental & optical........................ 40
Dry cleaning ........................... 15
Hairdressing............................ 10
Prescriptions........................... 7
Holiday................................. 30
Union & trade body fees................. 20
CPD (books for, and expenses incurred for,
course I'm on for work)..................25
Student Loan............................ 80
Total monthly expenses.................. 1619

Hi,

Fuel is a high figure...do you get expenses /reinbursement from work & if so is that already part of your income?

Holiday may be disallowed & contents insurance looks a bit high too...depends on area though.

Any life assurance?

confuzzled7

Yes, my fuel is high as I live 30 miles from work. The high fuel cost was quibbled by creditors when I applied for an IVA but was eventually accepted by them once I'd submitted maps to prove the journey and petrol receipts. Not much I can do about it really. If I lived closer to where I worked my rent would be considerably higher as it's a far more 'desirable' area. No, I don't get expenses - the fuel is to get to and from work, not for mileage incurred as part of the job.

Holiday I know is a contentious one, but I was advised to put it down. Worth a shot?

Contents insurance is high because the house is right next to a river and considered at risk of flooding.

Nope, no life assurance.

So_Sad_Angel

confuzzled7 wrote: »

Yes, my fuel is high as I live 30 miles from work. The high fuel cost was quibbled by creditors when I applied for an IVA but was eventually accepted by them once I'd submitted maps to prove the journey and petrol receipts. Not much I can do about it really. If I lived closer to where I worked my rent would be considerably higher as it's a far more 'desirable' area. No, I don't get expenses - the fuel is to get to and from work, not for mileage incurred as part of the job.

Holiday I know is a contentious one, but I was advised to put it down. Worth a shot?

Contents insurance is high because the house is right next to a river and considered at risk of flooding.

Nope, no life assurance.

It is good that you have receipts & proof of travel etc....its down to the OR after that. At least if holidays is in there it can be cut back if necessary as can clothing which might be high at £40 .

I`m not that `up to speed` with the allowable expenses so hope someone else can give alternative opinions too.

jabb78

Shameless bump for ya

confuzzled7

jabb78 wrote: »

Shameless bump for ya

Thanks.

jabb78

Anyone? Bump