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I need help - Debt Management Plan

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  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Yes CCCS are paid or sponsered by the finicial industryThey do try to get intrest frozen, but it depends on the creditor, some do some don't
    My guess is it depends on amount you you are paying if it covers intrest repayments its a 50/50 call

    2. My creditors tried, all you have to do is supply them with your CCCS ref number and told them to contact that and hang up
    3 How longs a piece of string?? usually within 2 -3 months- with me it was less than 2 months I did what I posted in point 2
    4 I'm sure I've seen posts that people have been to court and the judge bollocked the creditor for wasting the courts time as the person was on a DMP with a debt charity

    Contact CCCS I had the best nights sleep the day I contacted them:A, they are real people and want to help you, and they will

    Read up on the diaries board, read threads on DFW board, there is a lot of information to take in
    Use the resourses of MSE and the members of DFW are a ressourse:D

    and stop panicking, you going about this in the right way:T
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • dmb_2
    dmb_2 Posts: 330 Forumite
    I started DMP with CCCS on 1 Dec 2009 and have nothing but praise for them. I had 19 creditors and a huge debt. All have reduced or frozen interest apart from EGG and BOS.
    It was the best thing I ever did
    DeeBee
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