Car Insurance - included in BR?

wayforward_2

I went BR on 28th August 2009 and had a car insurance policy that was paid by DD. I thought the policy had been cancelled as no money had been collected for 4 months and we scrapped the car but the insurance co have written saying they didn't collect any money between Nov and March due to a system error and that i owe it to them. I did call them to cancel the policy on 1st march when i got some correspondence from them and realised it hadn't been cancelled!

They said they didn't collect due to a system error and didn't write to me due to a system error too. My query is - as this is technically a credit agreement taken out before BR is it a provable debt and therefore included?

Thanks - if it is it will save me a lot of bother fighting with them!

immoral_angeluk

If it's a debt owed and not a current policy then yes it would be included.

sizzler

if you took out before BR and have not contributed or made any payments give them you BR number and tell them to contact OR.

Best of luck sizzler:)

wayforward_2

Thanks for your speedy response!

I did make 3 payments after BR but they stopped taking them in October

immoral_angeluk

Hmm... in that case it may not be included.. contact your OR..

dojoman

I would have thought if that was the case you will have to pay them.

sizzler

Did it come from a bank account included in you BR, ie which was closed later by bank?

sizzler

If you have made voluntary payments from your acount then I think you will have to pay them. Luckily not too long. I would still write to them and say as it was a computer error on thier behalf can you make a mutuall agreement.

sizzler:)