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What to do about a bank account...

Hi guys
Quick question. I'm saving VERY hard for my fees (nearly there, another week!).
Three of the creditors in my BR are going to be Barclays (2 current accounts & loan), who I hate with a passion!
The current account that I use now is a Co-op cashminder, I love the co-op.
What should i do about having a parachute account for after BR?
Open another one with co-op or will the evil Barclays let me go to them? (which I really don't want to do!)
Any suggestions/help welcome.
LBM:FEB 2008
MEMBER ABC 2010

Comments

  • dojoman
    dojoman Posts: 12,027 Forumite
    If pre BR then I would try and open another coop account if post BR then I would try Barclays.
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • diddly74
    diddly74 Posts: 822 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    We already had our Co op account for a few months before going BR and when we went into the Branch to tell them on the Day of BR, they said that they didn't have any problem with us carrying on running with our account (which isn't even a Cashminder one) as we had been in credit and running it within parameters - so if you have been running your account ok then they won't even ask you to open a new one you will just be able to continue as you are, just tell the OR that that is the account you use for day to day living.

    :)
    D
    Donna
    Economy; careful management; providence. Whether you call it thrifty or frugality it all comes down to getting more for your money.
  • emos4607
    emos4607 Posts: 126 Forumite
    Does anyone know whether Barclays will still allow you to open a new account if you have owed them money on an overdraft included in BR?

    Thanks
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Barclays were one of my largest creditors once bankrupt they offered me a basic account & many more here no hassle
    We all die. The goal isn't to live forever, the goal is to create something that will
  • rugbymum
    rugbymum Posts: 984 Forumite
    Barclays were one of my largest creditors once bankrupt they offered me a basic account & many more here no hassle
    That is something I was wondering.
    I must confess I want to avoid Barclays like the plague if I possibly can. As well as being my biggest creditor, I used to work for them. I know them inside out & I want to avoid them if I can.
    LBM:FEB 2008
    MEMBER ABC 2010
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    It's not a nice dilemma to have RM, but you seemed to answer your question.
    I'd go with the coop cashminder account. At least you can use their online service and have nothing to do with barclays!

    Hope this helps
    If...x
    "If wishes were horses, then beggars would ride"
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