Woohoo, I'm going debt free and loving it...

magical28

Thanks to all of the support on this forum and from CCCS I finally admitted to my spending problems last month and started the ball rolling to change my life!

I'm starting my DMP in April which will take me 5years 10months and I have just managed to buy the week's meals for £30 (instead of banging £200 on a credit card in M&S, I went to the local market with £30 in my purse and made it stretch), I've chopped up all my cards, and I now don't buy silly things I don't need! I've also more or less stopped drinking! :T

I'm actually losing weight as a result of eating less and healthier food and my relationship with my partner is miles better becuase I am happier.

So, a MASSIVE THANKS to you guys for not judging me and giving me the kick up the bum I needed to sort my life out and I hope this message is inspiration for those just starting out on the road to debt recovery :j

DarkConvict

Well done, you are in good steed for carrying on and making your debt free day, remember the more you can save and pay off the quicker you can be get free, but don't forget to live life to !

speedycat

Wow your positivity just came beaming through my computer screen!

I love being on a DMP - it's like having a special pet to look after and care for :rotfl:

Keep up the good work, sounds like you're doing briliantly already :T

Robgmun

Good work, i'm 2-3 months away myself!

mamajojo

We started ours this month, feels good when that first payment goes to cccs!
Your post has really made me feel so much more positive - thanks!
Speedycat - lol our dmp as a special pet....mmmm a little hamster perhaps, small and easily lost, though slightly annoying at night!

magical28

It just feels so great to know its getting sorted. I know I still have the debt but now its being managed whereas up until last month I was borrowing off credit cards to pay off credit cards and I'd think nothing of spending every last bit of credit available to me on silly things I didn't even need.

Well done to all you guys as well *group hug*

p.s. I'm headin off soon to enjoy a hangover free, stress free weekend (hopefully in the sunshine)

DizzyDizzy

I'm getting there, I need to pluck up the courage to ring CCCS as I've got a bit of a phone phobia... Are they friendly and easy to speak to? I'm pregnant so likely to get emotional and start crying if I ring them...

scouselad1974

Well done and good luck with everything.

I'm 10 months into my DMP with CCCS and whenever I feel a bit down due to the odd creditor not playing ball, I have a look at the " your payments to CCCS" link in my account. I then add the payments up and see how much I have paid off so far and see my debt actually reducing for the first time in my life