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GreyPilgrim breaks debt free
GreyPilgrim
Posts: 1,636 Forumite
Wow. It's arrived finally. Well almost - I get paid on Monday morning and that will be it.
Actually, the last debt is sitting on a 0% Mint credit card, but come monday, I will have enough to actually pay it off in full if I wanted to, but MSE has shown me the wisdom of letting it earn me a couple of quid of interest until the balance transfer on the mint card runs out (November).
I can't impress the buzz I'm getting from seeing things on my statements such as "£0.16p - interest earned", rather than seeing it on my credit card statements instead. I've got no problem with knowing that I've become slightly obsessed with my finances rather than hiding my head in the sand and I fully intend to live the rest of my life as a DFW.
I think I just wanted to say thank you for all the indirect support and encouragement that I received from reading other peoples posts and advice. It kept me going to the end. The site has really opened my eyes to the outright greed and soulless-ness of financial organisations and to the way that people down on their luck financially are mercillessly targetted by banks, credit card and loan companies. I'm going to make it my lifes mission to play them at their own game now and use my credit cards to the full without ever letting them charge me a penny of interest.
I'll stop short of sending carol vorderman hate mail, but if I ever meet her in the street I'll try and have a reasonable chat with her and make her see the error of her ways.
Cheers guys
GP
Actually, the last debt is sitting on a 0% Mint credit card, but come monday, I will have enough to actually pay it off in full if I wanted to, but MSE has shown me the wisdom of letting it earn me a couple of quid of interest until the balance transfer on the mint card runs out (November).
I can't impress the buzz I'm getting from seeing things on my statements such as "£0.16p - interest earned", rather than seeing it on my credit card statements instead. I've got no problem with knowing that I've become slightly obsessed with my finances rather than hiding my head in the sand and I fully intend to live the rest of my life as a DFW.
I think I just wanted to say thank you for all the indirect support and encouragement that I received from reading other peoples posts and advice. It kept me going to the end. The site has really opened my eyes to the outright greed and soulless-ness of financial organisations and to the way that people down on their luck financially are mercillessly targetted by banks, credit card and loan companies. I'm going to make it my lifes mission to play them at their own game now and use my credit cards to the full without ever letting them charge me a penny of interest.
I'll stop short of sending carol vorderman hate mail, but if I ever meet her in the street I'll try and have a reasonable chat with her and make her see the error of her ways.
Cheers guys
GP
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Comments
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Well done! What was your debt at its highest if you don't mind saying? (Just curious).The ability of skinny old ladies to carry huge loads is phenomenal. An ant can carry one hundred times its own weight, but there is no known limit to the lifting power of the average tiny eighty-year-old Spanish peasant grandmother.0
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Really hard to say. Mentioned it on previous posts but always seem to come up with a different answer. First it was "my" debt, then got married, so my wife debt was combined and became "our" debt...would attack it, then lose interest and splurge....then finally got lightbulb moment and became obsessed with it.
Maybe about £12k-£13k over the space of 4-5 years?0 -
just wanted to say well done!!!!!!!!!!!0
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Congratulations!0
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In fact I'm so happy, I'm going to give myself a mexican wave. Feel free to join in.
(*WAAAAAAAAAAAAAAAAAAAAAAAAAAAAVE*)0 -
(*waaaaaaaaaaaaaaaaaaaaave*)0
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:T :T :T Woohoo, well done Grey Pilgrim :T :T :T
*waaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaave*
Don't stress, relax, let life roll off your backs. Except for death and paying taxes, everything in life is only for now... Avenue QOfficial DFW Nerd Club - Member no. 003Proud to have become debt free... and striving to keep it that way
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Wicked news GP
I do hope you will be sticking around here though once you are fully DF ( which of course you kinda are now
:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
fantastic news wooohhhhooooooo :beer:Savings Total so far for 2026: £0/£10,0000
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Well done Greypilgrim
:cool: Official DFW Nerd Club Member #37 Debt free Feb 07 :cool:0
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