We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Loan consolidation for student
I am currently studying for a Foundation Degree part time and looking to study another part-time course in September this year. I do also have a job that pays me minimum wage and this will reduce my working days to three a week. I have two credit cards one £1500 and one £2500, these are both in the region of 29% APR. I did go through a bad time with my finances around a year ago but have only missed one payment on one of these since and cleared other debts also. Never had any CCJs or any thing like that. I want to consolidate this debt and hopefully get a better interest rate so it doesn't run away while I study (although I will try to clear as much as possible before Sept). I wanted to know if there are any financial products out there that may allow me to do this, is there anything like this aimed at older students? (i'm 23). Tried a few balance transfers back in Jan but was declined on all.
0
Comments
-
a loan for £4000 for almost anyone wouldnt offer a great apr atm0
This discussion has been closed.
Categories
- All Categories
- 347.2K Banking & Borrowing
- 251.6K Reduce Debt & Boost Income
- 451.8K Spending & Discounts
- 239.5K Work, Benefits & Business
- 615.3K Mortgages, Homes & Bills
- 175.1K Life & Family
- 252.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 15.1K Coronavirus Support Boards