What is the worst thing that can happen?

IF

weemiss wrote: »

Thanks everyone, i feel alot better now. i have an appointment on tuesday with citizens advice to get the ball rolling on this thing, will look forward to the day when i dont owe anyone a penny!
my poor wee hubby will be relieved to! haha!

Hope you sleep better tonight, good luck for tuesday x

philnicandamy

Good luck tuesday....meanwhile anything before or even after the appt we can help with ask away (even if it sounds totally daft to you)

coolcait

Hiya weemiss

Can I just ask (given your name! ) which part of the UK you're living in?

It's just that - although a lot of things are the same wherever you live - some things are different depending on whether you live in England, Northern Ireland, Scotland or Wales.

So, not really meaning to be nosey!

weemiss

Yes Im a scots lass! Well spotted!:p
Thanks, yeah there are a few differences, seems to be easier to petition your own bankruptcy in scotland for some reason.
I will be using the Low Income Low Asset route to bankruptcy, the CAB seems pretty clued up so will put my trust in them!
thanks everyone for your reassurance, will keep you all informed.
xxxx

icm_2

good luck weemisss and best wishes for your future. I did this feeling at a loss to the correct direction to take, so far its been a good decision,although only two weeks into BR. Its nice to sleep at night not worrying and not scared when the postman drops mail through your door.

ICM

dojoman

Good luck, but hopefully you will not need any, the advice you will get here is invaluable, just ask as many questions as you feel you need to, there is always someone around to help/advise you