We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Bank Accounts after discharge

cocohammy
Posts: 4 Newbie
Can anyone give me some advice please?
I am trying to get a bank account sorted as i was discharged 27/01/2010, however, all the forums and sites i've looked on are telling me that I should be checking my Credit rating prior to trying to open an account.
I have tried looking at the 30 day free trial on experian and equifax but both are saying that I need to use my own bank card to sign up, which obviously is a little difficult considering I dont have one??!!!
Any advice on past experiences or which account to go for would be much appreciated!!!
I am trying to get a bank account sorted as i was discharged 27/01/2010, however, all the forums and sites i've looked on are telling me that I should be checking my Credit rating prior to trying to open an account.
I have tried looking at the 30 day free trial on experian and equifax but both are saying that I need to use my own bank card to sign up, which obviously is a little difficult considering I dont have one??!!!
Any advice on past experiences or which account to go for would be much appreciated!!!
0
Comments
-
The only thing I can advise is that you write off with a £2.00 postal order to the companies and await the paper version or do you have a pre-paid credit card which you could use?
Sorry cant be of more help.BSC # 308I should really rename myself mummytothree!!! Child no3 born 14/09/10ED 12/01/110 -
And forums (Martin's) advice to check files before applying doesn't really apply to BRs and Ex-BRs anyway! Most bank accounts are closed to you simply because of your BR and regardless of the rest of your credit file, so you are only able to get a basic account now and for some time to come.
Natwest Step (hit and miss as to whether or not they will take you) and Co-Op Cashminder (take almost anyone) - both have debit cards and allow S/O and DD's; just like a full account but without the cheque book or overdraft.0 -
Skylight you have just reminded me, Barclays cash card account is a good bet too, that comes with a connect visa debit card which is more widely accepted than the co-op visa debit as some retailers still recognise it as a visa electron card.
Although checking your credit file is more for making sure that everything has been updated correctly and now showing satisfied rather than defaults.BSC # 308I should really rename myself mummytothree!!! Child no3 born 14/09/10ED 12/01/110 -
Thanks for the advice!!!! Think I'll try the coop today!! I'll advise how I get on, for future reference!!!!0
-
You should not have a problem with the Coop, they have been great with me, and even after I am discharged I will definitely be staying with them.:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
I use coop and had no problems godd luck
sizzler:)0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 348.2K Banking & Borrowing
- 252.1K Reduce Debt & Boost Income
- 452.4K Spending & Discounts
- 240.8K Work, Benefits & Business
- 617.1K Mortgages, Homes & Bills
- 175.6K Life & Family
- 254K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 15.1K Coronavirus Support Boards