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Defaults & Car Finance

Just wondered if you had a default put on your credit file - and you went for car finance from a car dealer - would there be any problem in getting the finance, or would the default cause a problem?

I'm not going for car finance ... my situations bad enough as it is
Lightbulb moment - 30/06/06 :eek:

Total debt at lightbulb moment (June 06) - £46042 :eek:

Comments

  • kevin_M
    kevin_M Posts: 551 Forumite
    each lender takes diffrent stuff into consideration. late payments etc. so 1 default might not be the deciding factor. BUT it also could be
  • james32_uk
    james32_uk Posts: 1,223 Forumite
    I've got an interesting one. I may shortly receive a car allowance monthly payment on top of my current wage. Being in an IVA normal income rises are soaked up in IVA repayments, but Payplan think I may be able to keep this towards a car as it's not normal wages. Anyone have any experiences of this? And anyone know if anyone might accept car finance with someone in an IVA in these circumstances?
    Debt as at 12th July 2006 - £61,345 :eek: :eek: :eek:
    Debt free 21st Oct 2011.

    All thanks to :money:
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