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  • dors1
    dors1 Posts: 39 Forumite
    Just like to say thanks to everyone for your responses and very helpful advice. Yesterday was a bad day so apologies for the negative ranting - I'm going to spend the weekend, writing out a plan of action - I think this will help me focus in order to take the next step - action. Thanks again,:)
  • RAS
    RAS Posts: 36,544 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    dors1 wrote: »

    It's 28,000 - I need to redo the SOA - it's not clear plus find out interest rates etc.]


    Sorry but where is the £28,000 worth of debt. Which account is it one?
    If you've have not made a mistake, you've made nothing
  • RAS
    RAS Posts: 36,544 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    McKneff wrote: »
    If you parents are pensioners and they get full pensions they will be getting at least just under £200 a week between them, they will also probably be getting sp2
    which comes automatically with a state pension. At the least they will be getting £800to£900 a month. With no rent to pay, no TV licence to pay and no Sky, they are pretty well off, wouldnt you say. Much better off than most pensioners.
    Ask them if you can cancel Sky and get them a free sat box.

    Do make sure they are claiming any older person's tax allowance as well.
    If you've have not made a mistake, you've made nothing
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