Bad numbers / ones to maybe avoid

mixedupdebt

Hi all,

Not sure how many of you keep phone logs of the various debt /lenders that hound you by phone. I do and here are some of their numbers to help you decide if you want to answer the call or not.

Bank of Scotland:
08456029441

Barclays:
08453007027
08453002326
08448914997
08448111574
08445560059
08445560056
08448111561
08448222009
01604230230
08448119111
08445560060
08009177277
08448111565

Barclaycard / Mercers (part of Barclays):
08453007028
08448110326
08448111576
08448222003

Halifax / HBOS:
08445811014
08456029441
08456042980
08708501291
08708501292
08453000580
08702400725
08457283848

HBOS / Albion Collections:
08456042411

Sainsburys Bank:
08000960543
08702405138
08456090870
01244874940
08456061654

Sainsburys / Blair, Oliver and Scott:
08456010521

Sainsburys CC:
08708501291
08453000580
08708501292
08453000580

Tesco:
08701541138
08456040409
08453004278

Tesco / Triton Credit Services (part of RBS):
02076809301

MBNA / Virgin:
01614550040
08002321571
08003890043
08000232530
08000159553
08000280687
08007837198
08000510313
0800062062
08000280690
08000688686
01244673101
08007318099


MBNA / Virgin / Global Vantage:
08081013405
08004049315

Global Vantage have now started sending post cards informing me that they will be calling (I assume by phone) on a certain date and if not convenient, I should call them on 08004049315 or 08081013404. Like thats gonna happen!

Please add your numbers here for others. Hopefully should get a good database built up.

I good site for finding who called you is http://whocallsme.com/ or http://phoneowner.info/

To find out backend information on numbers (such as who they are allocated to and geographic location), check out http://www.ukphoneinfo.com/locator.php.


Enjoy.

Mixedupdebt

***Added a host of extra numbers to above post on Monday 26/4/2010. Enjoy!

mixedupdebt

Anyone know the answers to below?

1. Any legal time spans that they call call you from? Most seem to start around 8am and go till 10pm.

2. Are they allowed to call me on 'non bank working days' such as Saturday, Sunday or public / bank holidays?

3. How many times a day are they allowed to call?

4. I've sent letters to the lenders stating that I ONLY want them to contact me via writing and for them to stop calling me. How long should I give them before reporting them? and who do I report them too?

Cheers.

mixedupdebt

Anybody wonder why the banks change their numbers so often? Nearly every letter I get from them has a different number on it for me to call.

DEVONLIFE_2

Hi mixedupdebt
Here are a few templates for telephone calls harrasment. As for other queries some one who has far more knowledge than me will be along shortly.

13.1 - Harassment by Telephone - Template to send if you're getting lots of phone calls;
13.4 - Legal Threat - Harassment by Telephone - Threat of legal action unless the phone calls stop;
13.5 - Harassment by Telephone - Follow Up - Template issuing s.10 & phone number removal.

Hope that helps DL.

DEVONLIFE_2

Found this in answer to your question
The Office of Fair Trading guidelines on debt collection state that a creditor cannot use phone calls to contact you “at unreasonable times and at unreasonable intervals”. If they do, you can make a complaint.
Many people believe there are some laws or guidelines stating that a creditor can only make a certain amount of calls each day. Unfortunately, no such guidelines exist, so a complaint should be based on what you believe is “unreasonable”.

hullight

Anyone know the answers to below?

1. Any legal time spans that they call call you from? Most seem to start around 8am and go till 10pm.

Guidelines state 8am - 9pm Mon-Fri, weekends until 4pm.

2. Are they allowed to call me on 'non bank working days' such as Saturday, Sunday or public / bank holidays?

Yes.

3. How many times a day are they allowed to call?

Again with the guidelines, as long as it's not enough to be deemed harrassing it's fine.

4. I've sent letters to the lenders stating that I ONLY want them to contact me via writing and for them to stop calling me. How long should I give them before reporting them? and who do I report them too?

Don't know if there is a set time scale, but if you need to you might contact the Office of Fair Trading as they created the debt collection guidelines.

mixedupdebt

cheers guys,

Has any one any other numbers to add thou?