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Credit report - special instruction indicator
jennyo
Posts: 422 Forumite
Hi just been brave enough to look at my credit report, on a C/C report of an account that is now paid in full it has special instruction indicator - arrangement, this was an arrangement I came to with the company to pay back the balance.
the status is listed as satisfactory, is ther a way I can tell if this account was put into default, does the word arrangement mean it was in default ? I've tried looking on their explanation pages, but can't find the answer.
the status is listed as satisfactory, is ther a way I can tell if this account was put into default, does the word arrangement mean it was in default ? I've tried looking on their explanation pages, but can't find the answer.
Debt Free Dec 2009
non-smoker 19th Nov 2010
Trying to lose weight 40lb/42lb
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I think it should be ok if it's listed as satisfactory. Just checked my experian report and it has a list of my creditors and any defaults at the top of the credit agreement section. Couldn't find anything about defaults on my credit expert account, but guess there would be lots of red marks if I had defaulted.
If you only have your credit details from one company, perhaps try to the other two to double check?Jan10: 28,315.81 Jan11: 18,015.32 Jan12: 7,682.58 Jan13: 2,987.73 Current debt: 1,225.55
HFC [STRIKE]1896.10. [/STRIKE] 225.55 SLC2 [STRIKE]5123.34[/STRIKE] 0 Others [STRIKE]2085[/STRIKE] 1000 Bcard [STRIKE]1172.60[/STRIKE] 0
Mike's Mob0
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