Would this be a case for miss-sold mortgage?

Thrugelmir

Annisele wrote: »

If you're struggling with debt, it might help you to post a statement of affairs over on the Debt-Free Wannabe board (see the stickies). They're also a bit friendlier over there!

Not unfriendly. Just being frank and honest. I for one will always try and help anyone. We've all been there and done it in one form or another. Yet have managed to survive. Ultimately its all about people taking responsibility for their own actions and decisions, which is appropriate in the majority of cases, rather than expecting an easy way out.

VIGILANT22

hopeless_case wrote: »

I stopped using this site for that reason,some people on here are really nasty and there is no need.

No you haven't stopped using the site...you're still here...:T

With such comments, how do you expect people to reply!....

_Andy_

olikatie wrote: »

I was newly divorced 7 years ago with two small children and a business of 2 years (ebay selling to be precise). I was given an amount of money in the divorce settlement and I had a buy to let flat. I used a mortgage broker to get me a really good deal. Basically - I got two self-certificated mortgages, one for 80k and the other for 130k; making a total of 210k. I was 45, and both mortgages were taken out over a 30 year span. At the time, I was in a state of shock with nowhere to live and there wasn't much on the market at the time and so I made a very rash decision. As soon as I had signed for my house, I knew I had made a mistake. I got into an incredible amount of debt and had to sell my flat - I am now never going to be in a position to pay off my mortgage and am struggling seriously financially. Do you think I have a case for a mis-sold mortgage? If so can anyone recommend what I would need to do to investigate this?

Many thanks

I think there's definitely cause for your lender to have a case for mis-borrowed mortgages.