should i ignore letter

broxiebear1

as some of you may know i am waitlng for a charge for payment before i can go b.r (scottish law) well i recieved this letter today
NOTICE OF LEGAL PROCEEDINGS
despite numerious attempts to resolve this matter we have recieved no satisfactory responce TAKE NOTE you now have 5 WORKING DAYS to pay the above amount then it goes on about notice of default sum
failure to comply with this request will leave us with no alrernative but to consider COURT ACTION for recovery of our monies together with court costs interest will also continue on a daily basis until the debt is paid in full if legal action is issued
should a DECREE is granted the SHERRIF OFFICER could be asked to make attendance at your premises in order to carry out an ATTACHMENT and AUCTION of your assets
THIS MATTER IS NOW IN YOUR HANDS
IS this letter a scare tactick by them should i ignore letter as i am wanting one of my creditors to go to court so i can go b.r i dont have any assets of value . any help is appreciated
broxie

fatbelly

Sounds like a standard letter from a debt collection agency.

Shouldn't be a problem.

How soon before you will be able to go bankrupt?

weewillywinkie

hi bb,

i had lots of these letters from various debt collectors before i rcvd a charge for payment.............they are sacry but pls dont worry about them as they are common practice in scotland

www

broxiebear1

fatbelly wrote: »

Sounds like a standard letter from a debt collection agency.

Shouldn't be a problem.

How soon before you will be able to go bankrupt?

letters from hitachie capital i cant go bankrupt till one of my creditors goes to court for a charge for payment looking at posts on here that could be next year or even later (scottish law) if i didnt use this site i would be crapping my self with letters they send have changed phone number so they cant get to me that way thank god for this site and the people that use it :j its frightning the ammount of people that are going bankrupt since i have stopped paying creditors i have been more relaxed with everything when before i dreaded pay day as most of my money went to pay debts and i had nothing left for food etc,
yes it was my own fault i got into so much debt but whats done is done
i can do something about it
go bankrupt:(

broxiebear1

weewillywinkie wrote: »

hi bb,

i had lots of these letters from various debt collectors before i rcvd a charge for payment.............they are sacry but pls dont worry about them as they are common practice in scotland

www

thanks www i have been reading your posts they help a lot :beer: just wish they would hurray up and go for charge for payment