Advice again please...

Sammy3008

Ok, just filling in the BR form for DH to send back to the British Legion whom are helping DH with the BR, so may need help with bits a little later on,

Have just been onto the company we have been paying a DMP to since Jan 2009 to cancel it, they have told me DH must go to his local town hall, as his BR may be declined if he hasn't been in touch with a Insolvency practioner, and they also ran through an over the phone budget planner, and we had a surplus of £175.00 a month, so was told the BR will be declined because we can still pay towards our debts, also the fact my DH can't go BR on his own, as being a married couple, living together, and having 1 joint debt they won't accept DH just going BR.....are they trying to scare me or what!!!

Sammy3008

Going to post a SOA soon, on the monthly income of DH, do I include everything, as he gets Travelling expenses (which aren't guranteed every month) and a car allowance per month too.

peachyprice

Sammy3008 wrote: »

Have just been onto the company we have been paying a DMP to since Jan 2009 to cancel it, they have told me DH must go to his local town hall
as his BR may be declined if he hasn't been in touch with a Insolvency practioner, What for????? Insolvency Practitioners don't work at the town hall.

and they also ran through an over the phone budget planner, and we had a surplus of £175.00 a month, so was told the BR will be declined because we can still pay towards our debts, Completely untrue, if you have any surplus after your BR SoA thre worst that will happen is an IPA

also the fact my DH can't go BR on his own, as being a married couple, living together, and having 1 joint debt they won't accept DH just going BR Again, total crap, BR's are individual, not joint. All that will happen is the 1 joint debt will pass to you

.....are they trying to scare me or what!!! Do these people get a fee from your DMP? I can see no other possible reason for feeding you such a load of tripe.

OMG, that's the biggest load of bu11shit I've ever heard.

dojoman

Totally agree with PP, straight to the point as usual, top advice

Sammy3008

peachyprice wrote: »

OMG, that's the biggest load of bu11shit I've ever heard.

Thank you so much Peachy
Yes they get a £35 fee per month :mad: I'd never heard any of this myself either, explained I've taken alot of advice etc off here and they thought they still new best!!
The guy even said to me 'they may consider your DH BR because of the time scale when paying into a DMP, but again, because you can still pay something towards your debts, its unlikely!
Forgot to add, also told that DH will be paying into the BR for 12 mths+ anything up to 13 years!! I can't believe they can get away with telling people a load of bull, would there be anyone I can contact to complain about the said company, I suppose its my word against there's, but I wonder how many people out there, have believed what they've told them.