bankrupt - student loans

lauimg

I am hoping someone can help me, i am looking to go bankrupt after 2 years of fighting my debt, and trying to manage paying the £'s each month on a management programme and still getting nowhere and advised it will take over 30 years to clear at the current monthly payments i am still ££££’s in debt, now with no job as I have left work and am a single parent living with my parents, i have been accepted at university this sep, i need my student loans to be able to live, should i declare bankrupt before my student loans or after i have received my student loan! Please help, thanks you

dancingfairy

Have you spoken to one of the debt charities that martin recommends? ie CCCS or your local CAB or National Debtline or Christians Against Poverty? You may not need to go bankrupt - or you may need to - without further info it's difficult to say but it might not be your only option.
With regards to student loans I'm not sure on that one - hopefully someone with more experience will be able to help on that one.
df

newdawn_2

Student incomes are not counted as income I believe in bankruptcy. Neither does the fact you are BR stop you getting one. Take some proper advice re your debts from one of the charities though.

debtinfo

the student loan will not affect the bankruptcy at all so it doesn't matter if it is before or after