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Barclaycard

Hi All,

This is going to sound like a really stupid question. But when would barclaycard sell on your debt to a DCA?

Like is it after you have missed so many payments?

Any help would be great.

Comments

  • CCCS_Sarah
    CCCS_Sarah Posts: 1,555 Organisation Representative
    gems3286 wrote: »
    Hi All,

    This is going to sound like a really stupid question. But when would barclaycard sell on your debt to a DCA?

    Like is it after you have missed so many payments?

    Any help would be great.

    Hi Gems,

    I have put a link to the CCCS website. They usually follow a certain procedure but there is no set times. Barclays/ Barclaycard do have an internal collection agency called Mercers that they use. Have a read through the link and let me know if you have any questions.
    https://www.cccs.co.uk/InfoCentre/EnglandandWales/Creditoraction/Debtcollectionprocess.aspx

    Sarah
    I am a Debt Counsellor that works for the CCCS and have specific permission from Martin, to post on these boards to try and help those in debt. Read more information on the CCCS and what it does in the Debt Problems: What to do and where to get help article.

    CCCS is a registered charity, and there is no charge whatsoever for any of the services we provide to our clients. We take great pride in offering first class help and advice, but we only offer this where we have been able to fully explore and understand your circumstances with you. We want to help you understand these choices and their possible implications but not make them for you.
  • Faye449
    Faye449 Posts: 179 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Yep, They've done that to me even though I have told them I am sorting out a DMP with CCCS and given ref no's etc etc. Lovely..............
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