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advice about littlewoods
funkyfish586
Posts: 553 Forumite
Great news guys all but 2 of our creditors have accepted our DMP :j apart from littlewoods & the lloyds overdraft, even though the credit card has accepted. These 2 are the lowest amounts we owe, littlewoods being £140 & lloyds being £800.
I know its not normally allowed in the DMP but just looking for advice off people who have done it. My partner is getting a £1000 yearly bonus in April & as we have a baby of the way it is being used for various bits we need but as littlewoods is only £140 what would happen if i just paid it off? i know payplan wont like it but as a few of you know i havent had the best time with payplan so im trying to keep on top of everything xx
I know its not normally allowed in the DMP but just looking for advice off people who have done it. My partner is getting a £1000 yearly bonus in April & as we have a baby of the way it is being used for various bits we need but as littlewoods is only £140 what would happen if i just paid it off? i know payplan wont like it but as a few of you know i havent had the best time with payplan so im trying to keep on top of everything xx
"Knowledge is knowing that a tomato is a fruit, but Wisdom is knowing not to put it in a fruit salad."
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Comments
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Littlewoods and LTSB are always slow but do get there in the end.
It might be a better use of £1000 to hit one of the bigger debts with say a 30% full and final settlement deal - perhaps one that has been passed to a debt collection agency. But it's your call. You're right that Payplan can't be seen to condone it.
There's always CCCS....0 -
will they kick me off the DMP if i pay it? we plan to spend £300 on baby bits as we need a double buggy Ouch!! so there will be £700 left ? thanks for the advice x"Knowledge is knowing that a tomato is a fruit, but Wisdom is knowing not to put it in a fruit salad."0
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