How to close Llyods Current Account

shuaibf

Any ideas on how to close theyre account im sick of their service i cant find anywere on how to close an account ?

DarkConvict

I think you will need to go into the branch to ask for the account closure.

Tixy

Either inbranch as DC says or write a letter to close the account. If you have an overdraft with them you won't be able to close it until you have put the account to zero, if you have money in the bank either draw it out first or request a cheque in your letter.

You might also want to any recurring debit card payments you have set up and any DDs just so you know that you won't have problems at a later date.

chipbeck

I got a phone call from a nice Indian lady on Saturday afternoon.

She asked me what I had been spending my money on as I was over my overdraft limit. I asked her if she could see my account details and she said she had them in front of her.
I then said that if she looked at my account they had charged me £329 for bouncing a dd and two standing orders in February. This £329 had put me over my limit (I was still within it as the DD and SO's were not paid).

My wages will not be going into Lloyds this month I have opened a basic account with the co op. Just need to sort out with Lloyds how much they will accept a month for me to pay off my OD. As more than half is made up of charges I hope they are amenable to any suggested amount I come up with.