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Moving a mortgage to another person

Hi, me and my wife are renting a house off my mum and we wondered if the mortgage could be transferred to us?

The house is prob worth a little less than the mortgage. We cant buy it as we dont have a deposit but would have no problem in paying the payments.

Thanks Tom

Comments

  • It is possible.

    You would need to have an income that, in the Lender's opinion, supports the payments and no adverse credit history.
    Act in haste, repent at leisure.

    dunstonh wrote:
    Its a serious financial transaction and one of the biggest things you will ever buy. So, stop treating it like buying an ipod.
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