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Credit card dilema

My Virgin card with 0% balance transfers deal is almost up and whilst I have paid off 50% I dont want to be stung with usual interest rates. I have a bank account with A&L who are offering 0% (no fee) balance transfer for 12 months so thought of applying, is this the same group as Virgin? Would appreciate some help people??:)

Comments

  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • niccatw
    niccatw Posts: 3,096 Forumite
    Part of the Furniture Combo Breaker
    You should be ok with this transfer.

    Although, you could always call Virgin and ask them if they've any offers... they might extend the deal. You wouldn't need another credit check if they agreed.
    Jan10: 28,315.81 Jan11: 18,015.32 Jan12: 7,682.58 Jan13: 2,987.73 Current debt: 1,225.55
    HFC [STRIKE]1896.10. [/STRIKE] 225.55 SLC2 [STRIKE]5123.34[/STRIKE] 0 Others [STRIKE]2085[/STRIKE] 1000 Bcard [STRIKE]1172.60[/STRIKE] 0

    Mike's Mob
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