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Any Information Appreciated
cavo_900
Posts: 44 Forumite
I received a letter a few weeks back from a debt collection agency saying i owed about £824. I searched around the forums and found a letter to say that as the debt is over 6 years old it does not count (im not even sure that i owe it as i dont think i have ever dealt with the company who say i owe it).
After i sent this letter they replied asking for my last 3 address for security reasons, i replied and recived a letter back saying "they are unable to provide the requested doumentation (which was proof that this debt was mine) however they can request a copy of the opening agreement from there client if requested under the consumer credit act and a £1 fee is paid"
What does this letter mean?
What should my next step be?
Any Information Appreciated.
After i sent this letter they replied asking for my last 3 address for security reasons, i replied and recived a letter back saying "they are unable to provide the requested doumentation (which was proof that this debt was mine) however they can request a copy of the opening agreement from there client if requested under the consumer credit act and a £1 fee is paid"
What does this letter mean?
What should my next step be?
Any Information Appreciated.
0
Comments
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that sounds a little strange, ok i would have personally sent the prove it letter to start of with not the statue barred letter but hey ho
what they are saying is they want you to do a CCA request which is where they should provide a copy of the original signed agreement the debt is based onDrop a brand challenge
on a £100 shop you might on average get 70 items save
10p per product = £7 a week ~ £28 a month
20p per product = £14 a week ~ £56 a month
30p per product = £21 a week ~ £84 a month (or in other words one weeks shoping at the new price)0 -
What does that mean (soory for being a little thick) and what should i do about it?0
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