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self cert buy to let

I want a buy to let mortgage but cannot prove my income. The mortgage will be less than 75% ltv so the rent will comfortably cover the mortgage payments. I have seen some good buy to let rates but many of these lenders insist on seeing payslips. Which lenders just look at the rental income and will not mind if I am not in employment?

Comments

  • mooncalf
    mooncalf Posts: 81 Forumite
    i went thru one who was great..similar situation. PM me if you want the details.
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I am a broker with access to many buy to let products, and a lot of them will accep your application without proof of income. most lenders will want you to have a job though, unless you have a very large portfolio of buy to lets
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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