Someone please help me

Tiff_2

calleyw wrote:

Tracey,

Welcome you are in good hands here. Everyone will want to help you the best way they can.

As has already been mentioned you need to do Statemetn of Affairs (SOA) which is just a list of income and outgoings. Also list your debts and there interest rates.

Don't forget what ever we suggest you can ignore we don't mind really

Go and have a cold or hot drink of your choice. Grab all you bank statements and work out everything you owe. Don't be feel down if it is bigger than you thought. You will find a lot of people found the samething. They owed a lot more than they thought.....

Great advice. Once you look under the bed & see how big the boogeyman is , that's half the battle. Debt can be cured. You may feel you're the only one but CAB & other agencies have seen the same & worse & can represent you. So get that drink and put that monster in a nice package with a bow on & give it to CAB - they love monsters:D
I'm thinking of you angel - keep fighting & hang in there.
Warmest Regards,
Tiff