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Help needed with letter to creditor!

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Comments

  • DVardysShadow
    DVardysShadow Posts: 18,949 Forumite
    sarahv18 wrote: »
    hello there!well to cut the long story short, I checked my experian report and an amount appered apparently owed by myself that I have no knbowledge of. I wrote to them requesting the credit agreement and a breakdown of the charges and i got a letter back saying that they couldn't provide me with a credit agreement as they werent the original creditors and they have bought the right to recover this debt. any help please with a template letter or something along those lines as i want to reply to them ASAP!

    Thanks
    You can slap that straight back to them by saying that if there is a debt, any right to recover it will stem from a credit agreement, so if they don't have one, they should not waste any more of your time.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    DVardysShadow wrote: »
    You can slap that straight back to them by saying that if there is a debt, any right to recover it will stem from a credit agreement, so if they don't have one, they should not waste any more of your time.

    s.175 CCA1974 mate :D:D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
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