Do 'Home information Packs' become invalid?

jeffmasson

david29dpo wrote: »

It is also not illegal to ask the seller to pay for updating the searches. I always advice this, after all the point of the HIP was to save the buyer money.

HIP's are ment to cost everyone more money not less. it's a con even if the hip is a week old you can't use the searches as your morgage company will not take. you have to have them redone or pay for insurance to cover them:mad:

MissMotivation

jeffmasson wrote: »

HIP's are ment to cost everyone more money not less. it's a con even if the hip is a week old you can't use the searches as your morgage company will not take. you have to have them redone or pay for insurance to cover them:mad:

I don't know who has told you this because searches are valid for, at least, 3 months (confused).

G_M

timmyt wrote: »

I don't give incorrect advice, I just need to 'bill and ben' my language far more for some posters.

The reason I had to join MSE was the shocking advice by some long standing posters.

AAaaagh!

Did you or did you not say in post 7:

"The HIP is valid and remains valid provided you keep it with the same agent, or (not that this applies in your case) if you take it off the market but get it back on [with the same or another agent it matters not] within a year of first marketing." ?

THIS IS INCORRECT ADVICE.

The reason other posters become 'aggressive' (your word not mine) is only partly because of the incorrect advice.

We all make mistakes at times (though I'd expect fewer mistakes from a 'professional solicitor'). However you are apparantly incapable of recognising this possibility in yourself, even when it is spelt out.

If you thanked the correct poster for the correction and aknowledged the mistake, we'd all move on.

As for poor 'confused_landlord' who started this thread, he's probobly 'Totally_confused_landlord' now.

david29dpo

jeffmasson wrote: »

HIP's are ment to cost everyone more money not less. it's a con even if the hip is a week old you can't use the searches as your morgage company will not take. you have to have them redone or pay for insurance to cover them:mad:

Nonsense. Most if not all lenders and solicitors (and i deal with many) with except official searches up to 6 months old, more in some cases.

timmyt

MissMotivation wrote: »

No need to "bill and ben" your language on my behalf! In fact maybe I should slowly and clearly explain HIPs to you as you seem to not know the basic facts.

You clearly stated incorrect advice about HIPs and I pulled you up on it, if this offended you then tough.....maybe you should go back and read through the regulations so you are clear on the 'advice' you are giving.

I don't know how to extract quotes from earlier posts...yet. What I said was:

...it remains valid for ever if you keep it on with the same agent, or if you take it off the market you get it back on (and it doesn't have to be the same agent) within 12 months of original marketing

what you appear to have wanted me to do was be clearer with the added green words.

fine, if people thought I was implying the same agent had to market if you go back on, but I wasn't, as we resurrect HIPs in this way for different agents all the time (and the HIP legislation would hardly bind you to stay with your original estate agent)


But thanks for pointing it out - I like feedback as a solicitor - hence you saw my post about 'bound property reports', and 'what makes a good conveyancer'. I will keep those general ones coming.

If I listen to what people say I get better as a solicitor, and I end up attracting work away from my competitors - and in this market it is crucial - as I will be delivering what the public say they want.

MissMotivation

timmyt wrote: »

I don't know how to extract quotes from earlier posts...yet. What I said was:

...it remains valid for ever if you keep it on with the same agent, or if you take it off the market you get it back on (and it doesn't have to be the same agent) within 12 months of original marketing

what you appear to have wanted me to do was be clearer with the added green words.

fine, if people thought I was implying the same agent had to market if you go back on, but I wasn't, as we resurrect HIPs in this way for different agents all the time (and the HIP legislation would hardly bind you to stay with your original estate agent)


But thanks for pointing it out - I like feedback as a solicitor - hence you saw my post about 'bound property reports', and 'what makes a good conveyancer'. I will keep those general ones coming.

If I listen to what people say I get better as a solicitor, and I end up attracting work away from my competitors - and in this market it is crucial - as I will be delivering what the public say they want.

What you actually said, before you edited your post, was that if you changed agents you needed a new HIP.....this was incorrect. I pointed it out because this question had come up again and again and by you posting incorrect advice you are putting doubt in peoples minds.

You then made a sarcastic reference in your editing notes which implied that you edited your post to make it clearer for me!

If you are unsure about the regulations then I suggest you read up on them before posting rubbish. If I, as a lowly Estate Agent, know about HIPs then I assume that a qualified 'property solicitor' should know the facts, obviously I was wrong.

I am in the process of writing a Guide to HIPs, if you would like me to email it to you so you can catch up...........:D

timmyt

Nonesense. Now you are revealing your bias.

Always get independent mortgage advice, always. Do not accept an estate agent's tied advisor....have the whole market explored for your benefit.

If an advisor is independent then fine, even if they are in an e/as office - though I would be suspiscious myself.

MissMotivation

timmyt wrote: »

Nonesense. Now you are revealing your bias.

Always get independent mortgage advice, always. Do not accept an estate agent's tied advisor....have the whole market explored for your benefit.

If an advisor is independent then fine, even if they are in an e/as office - though I would be suspiscious myself.

!!!!!!......this isn't even related to the thread !?!

G_M

timmyt wrote: »

Nonesense. Now you are revealing your bias.

Always get independent mortgage advice, always. Do not accept an estate agent's tied advisor....have the whole market explored for your benefit.

If an advisor is independent then fine, even if they are in an e/as office - though I would be suspiscious myself.

As far as I can tell (and I'm only guessing here) this post is a reply to a completely different thread/question! Either that or you've been experimenting with mind-altering drugs!

I only hope in your professional life as a solicitor you show a bit more attention to what you are doing when you write letters/complete documents/forms!

ginvzt

timmyt wrote: »

wrong, it remains valid for ever if you keep it on with the same agent, or if you take it off the market you get it back on (with the same or a different agent) within 12 months of original marketing

Did you real the link provided before shouting wrong? This is the government information, not something I made up. Maybe you should read things through before replying and calling others liars.

You seem to be very aggressive on this thread, not other posters who are trying to correct you and point you in the right direction.