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What will you spend / what have you spent today Tuesday 25th July?

I'm up with the lark again so thought I'd start this off.

After yesterday's shocking attempt at a no spender I really need to have one today. OH is busy making my packed lunch as I type and I have squash on my desk so shouldn't need to purchase drinks.

Fingers crossed!
Debt Free Nerd No. 89, LBM: April 2006, Debt at highest (Sept 05): £40,939.96
NOW TOTALLY DEBT FREE!!!!!!!! Woooo hooooooo!!! DEBT FREE DATE: 23 December 2009
«134

Comments

  • blownalot
    blownalot Posts: 124 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi
    Apparently the banks have a list of what they believe everyone should be able to live on in a month. Both Debt Free Direct and Payplan have referred to this "document" when I have been talking to them about an IVA. Has anyone actually seen a copy of it or know where it can be found please?
    Thanks
    Blownalot
  • Molanole
    Molanole Posts: 1,563 Forumite
    Debt-free and Proud!
    Hi Blownalot

    Might be better to post as a thread in it's own right as it's a useful question for all newbies, plus, this thread will only attract those who want to post in it and so some of the experts might not catch up with it.

    I think it is a government estimate of what it costs people to live and that you might either find it from the benefits pages or maybe from the CAB. Alternatively, take a look at Emmzi's benefit challenge thread (you'll need to do a search) and you might find some pointers there. Good luck!

    Mol
    Debt Free Nerd No. 89, LBM: April 2006, Debt at highest (Sept 05): £40,939.96
    NOW TOTALLY DEBT FREE!!!!!!!! Woooo hooooooo!!! DEBT FREE DATE: 23 December 2009
  • blownalot
    blownalot Posts: 124 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Thanks very much. Just started a new thread.
  • sammy_kaye18
    sammy_kaye18 Posts: 3,776 Forumite
    Part of the Furniture 1,000 Posts Homepage Hero Name Dropper
    Hi hun

    well i had mybill paying day yesterday - my wages $229.24 came in friday and yesterday i spent $142.03 - not impressed adn its set to be more today as im off to pick up our rescue dog today so ill need to buy her collar, lead, food etc so im budgeting $15 to get all this (shes only a jack russell!) plus ive got a makro card so in future when ifind out what she eats she will be getting it in bulk from makro.
    will let you know how much i get
    Time to find me again
  • Imelda
    Imelda Posts: 1,402 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi all,

    Well it's payday for me, yippee! and dd day, booooo! So I am "spending" approx £1700, on mortgage, CT, electric, water, tv licence, insurance, maintenance charges (paying off all arrears), course fees. I have £275 left for the month, a fresh spreadsheet budget and am raring to go!
    Saving for an early retirement!
  • cowshed-76
    cowshed-76 Posts: 21 Forumite
    Tis is it, I'm going to have my first NSD since my lightbulb moment. I've got a packed lunch and got fuel yesterday.

    Hold tight, I'm on the road!
    lightbulb day 20/07/06 = total debt £13,962.21

    loan=£11,345.04/Natwest cc=£900.00/capital one cc=£1054.24/overdraft=£0.00

    £2 coin savings = £12.00

    Current debt (1/8/06): £13,300.04
  • welshgirl78
    welshgirl78 Posts: 891 Forumite
    Part of the Furniture Combo Breaker
    Mmm, don't think i'm going to have a very cheap day... got to drive down to wales (from notts) for my sisters bday and my car has been running on empty for the last week - reckon will be about £40 but hopefully that will be it - off to make my sandwiches now!!
    DFW Nerd #131
  • Louiseuk25
    Louiseuk25 Posts: 599 Forumite
    I'm hoping for another NSD today too, am off work all this week with not much planned to do during the day. Just hoping I can resist the urge to hit the shops to kill a bit of time! The plan is to do some studying though for my next accountancy module-so I better get going!!!
    Getting Married 19/02/11
  • bobbadog
    bobbadog Posts: 1,606 Forumite
    Am having a NSD today, have a gorgeous bottle of frozen water on my desk (which would be very appealing if everyone else wasn't drinking Banana Caramel frappucinos).
  • Mrs_A.
    Mrs_A. Posts: 443 Forumite
    Part of the Furniture Combo Breaker
    i am hoping for a no spend day
    regards
    mrs a
    total debt jan 06= £15441.97 dfw nerd no 112 proud to be dealing with my debts.
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