Can you claim back excess OD charges?

Lizloz

I've seen threads about claming back charges for unpaid Direct Debits, but can you claim back charges for unfair charges for going over your overdraft?

I've just been looking through some old bank statements from Lloyds TSB (we no longer have an account with them and I'm going through the statements to claim back unfair bank charges) and they used to charge us £90 for going over our Overdraft limit.

Can anyone please advise?

Thank you!

oops_a_daisy

YES YOU CAN :j go for it, you have nothing to lose and everything they took from you to gain back. Good luck :-) go to https://www.consumeractiongroup.co.uk and register there to be able to get all templates of letters to be sent and step by step instructions. All the best

singingsister

First direct told me that the £12 thing only applies to credit cards? Does it apply to current account type overdrafts as they charge me £80 every time I go overdrawn (even by a penny). I wouldn't be so overdrawn if they didn'ty keep charging me so much.

If it is the case, can someone please tell me where I can see this in writing to "prove" to the bank.

Thanks!

lynzpower

singing sister, welcome

Sue your bank, definatley. Youll need to know what you are doing tho, checkout consuer action group.

singingsister

wot do I need to do to get the ball rolling?

thanks for your kind welcome.