Bank accounts

pumpkin83

Hi there,
Please bear with me as i'm still relatively new to this........
I was wondering if any one could give me advice on this subject, to let you know my husband is a discharged bankrupt for over a year now and we are having a real problem opening up a basic bank account for him. He is working and really needs an account of his own, please any advice would be great......

biglad

nationwide or natwest are usually ok

im with nationwide but not a discharged bankrupt but all i have is a card, i cant write cheques or set up DD's or pay for stuff with the card, thats how basic it is lol

Wonder_Girl

He has to make it VERY clear he only wants a basic account so they do basic checks. Also if he has made a lot of applications in a short time this may be causing problems with the credit checks

Wonder_Girl

Natwest basic account (Ihave one) will let you set up DD's and give you a debit card (solo)

pumpkin83

Thanks all,
We've only tried the halifax and said to them its just a basic account but they won't budge ,so we'll try some other ones. It's a bit of a nightmare though , a bit of a catch 22 situation as you're desperate to keep trying ,we weren't told about the problems of setting up another account when he was discharged , so beware..........

Iriahm

hi, ive just opened a "cashminder" account with the cooperative bank. very straightforward and gives me a debit card and allows DD's etc.

good luck!

Macduff_3

Has he tried a building society account? When I was going through my worst time with debt problems I opened an account with the Leeds and Holbeck just so I could pay my wages in and take them out as I needed. There was no cashpoint card but this helped me as I needed to just spend what I had planned for. Other building societies do give you a card though. I know they didn't credit check me for the account I got as they gave me my passbook straight away.