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Another Mortgage Question!

Hi there again,

My mortgage is over a 25yr term and has 22yrs left. If I wanted to extend the term of the mortgage to reduce my payments while I am studying, do I have to apply for a new mortgage or would they be able to extend the term of the mortgage I currently have? :o

Thanks :)

Comments

  • Dan_1976
    Dan_1976 Posts: 943 Forumite
    Call you lender and ask, they will either say no or they will do so and charge you £50. No new mortgage though, its just an admin task.

    Ps. Dont tell them your studying unless asked.
    "Banking establishments are more dangerous than standing armies." Thomas Jefferson
    "How can I believe in God when just last week I got my tongue caught in the roller of an electric typewriter?" Woody Allen

    Debt Apr 2010 £0
  • thewookie
    thewookie Posts: 33 Forumite
    Thanks Dan,

    anyone else have any advice?

    :D
  • VIGILANT22
    VIGILANT22 Posts: 2,516 Forumite
    Dan's answer was accurate...we can't guess what every individual lender will say...
  • Dan_1976
    Dan_1976 Posts: 943 Forumite
    At last Mrs Vig we are heading in the right direction, I even thanked you!

    :T
    "Banking establishments are more dangerous than standing armies." Thomas Jefferson
    "How can I believe in God when just last week I got my tongue caught in the roller of an electric typewriter?" Woody Allen

    Debt Apr 2010 £0
  • VIGILANT22
    VIGILANT22 Posts: 2,516 Forumite
    what's all this about a lady?
This discussion has been closed.
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