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On the verge of being DF! Yippee!
Ostinato
Posts: 223 Forumite
Hi there
Just a wee post to say I am about to be debt free and wanna thank you all for your support throughout my time!
Although I am still vyoung and was only in about 1500 debt due to a car I bought and increased insurance payments and stuff... I cancelled the insurance last week so saved money from that and have got a buyer for my car who is actually giving me £100 more than what I had paid for it in the first place!
So I am getting debt free plus i am gonna have a nice positive bank balance again lol
I know I didn't have a lot of debt in comparison to a lot of others, but I have really enjoyed posting and following everyone and making cuts here and there to help me manage...
So thanks and I will defo still be following along and posting away, and think I am lucky I found this site so young as it will let me keep focussed and debt free in my future (I hope!)
:beer::j
Just a wee post to say I am about to be debt free and wanna thank you all for your support throughout my time!
Although I am still vyoung and was only in about 1500 debt due to a car I bought and increased insurance payments and stuff... I cancelled the insurance last week so saved money from that and have got a buyer for my car who is actually giving me £100 more than what I had paid for it in the first place!
So I am getting debt free plus i am gonna have a nice positive bank balance again lol
I know I didn't have a lot of debt in comparison to a lot of others, but I have really enjoyed posting and following everyone and making cuts here and there to help me manage...
So thanks and I will defo still be following along and posting away, and think I am lucky I found this site so young as it will let me keep focussed and debt free in my future (I hope!)
:beer::j 0
Comments
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:T:jThats fab news
well done cannot wait to be in your shoes !!!!!:j:Tform filler extrordinaire0 -
Good on you! x0
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I know I didnt have a lot of debt and hence it was a quick fix to get out of it really... was never in debt before until I bought that car (which i abso loved but needed to realise i cant have everything i want in life yet! lol)
But I have hated every minute of being in debt and so know it is the right decision to have money in my bank again so I can start saving and enjoy being young 0 -
Hi Ostinato
Well done on becoming debt free. I only wish I had found this site when I was a lot younger and in a lot less debt.
All I can say to you is never forget what it felt like to be in debt, keep reading the forum to remind you of how debt impacts on lives...and you will hopefully never get into 'bad' debt again (not all debt is bad)NR [STRIKE]£5542[/STRIKE]£2771 BC [STRIKE]£7987[/STRIKE]£7700 BC [STRIKE]£3000[/STRIKE]£5100 Cat1 Pd Cat2 Pd Ulstr [STRIKE]£3400[/STRIKE]£3070 TSB [STRIKE]£4851[/STRIKE]£4400 MBNA [STRIKE]£7700[/STRIKE]£3887 NWst [STRIKE]£950[/STRIKE] £700 Hfx [STRIKE]£10097[/STRIKE]£10050 Asda [STRIKE]£398[/STRIKE] £315 HFX1 Pd Hfx2 [STRIKE]£3133[/STRIKE] £3000
LBM 15/1/10 £47,728 now £40,993 14.11% pd
Snowball at LBM [STRIKE]1050[/STRIKE] 871 days left (745 days to Olympics 2012)
£365/365 - £388 (that's for DH & me!)0 -
Hi
When you make your last payment don't forget to put yourself on the roll of honourFind out who you are and do that on purpose (thanks to Owain Wyn Jones quoting Dolly Parton)0 -
Well done to you.
Now you have the rest of your young life to enjoy yourself, and you learned a valuable lesson.
Debt Free and Young.....oh to be either would be great.!!
Elsie
June 2010 - 11/56 lbs Weight to lose before May 2011.
0 -
Great news
Great lesson to learn young to!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
well done on becoming df
like others have said i wish i had been smart enough to become df years ago
enjoy you df life 0 -
Good news! CongratsTotal debt at lightbulb moment (Jan 2010): £23410
Target for Dec 2011: £17000
Lloyds - Early Jan: £[STRIKE]2040[/STRIKE] Feb: £[STRIKE]2050[/STRIKE] Mar: £0
Other Lloyds @ highest: £9800 Feb: £9800
Current debt: £234200 -
well done 0
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