We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Want to become a Forum Ambassador? Visit the Community Noticeboard for details on how to apply

Rennovation Question

Do I need to consult my lender before undertaking substantial total renovation of a property? I already own it - the energy and the money to do the work I want to do has just become available!
Under no circumstances may any part of my postings be used, quoted, repeated, transferred or published by any third party in ANY medium outside of this website without express written permission. Thank you.

Comments

  • phlash
    phlash Posts: 883 Forumite
    500 Posts
    You need to talk to your insurance company, if you do not update your insrance to cover the works this could affect your mortgage, as you require appropriate cover.

    I am renovating, and simply got a renovation type insurance cover, normal buildings insurance will most likely not cover the works. Plus specific insurance gives you site insurance of builders getting injured on site etc.
    I can take no responsibility for the use of any free comments given, any actions taken are the sole decision of the individual in question after consideration of my free comments.
    That also means I cannot share in any profits from any decisions made!;)
  • Yorkie1
    Yorkie1 Posts: 12,583 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I think my mortgage T&Cs also state I must inform my lender. best to check what yours say
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.9K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.9K Work, Benefits & Business
  • 603.5K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.