Monday 8th March - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Goooooooooood morning lovely people!!

Well here we are in another week....and a lovely sunny morning it is here in the West country. Makes it sooo much easier getting up when it's light. So, off to work for me....I do have another sick note to keep me off, but I want to stay doing mornings.

Hope you all had lovely weekends. to any new posters and to you regulars!

Ok, my list:

• check banking
• daily scratchcard
• packed lunches for girls to school
• lunch from home for me
• post ebay sale
• hope that buyer with zero feedback coughs up for the £35 item I sold - had weird email asking to pay from a different account from her?! Grrr:mad:
• heating off during day
• NSD
• START UNI ASSIGNMENT (sorry to shout, but I did everything on my list yesterday, apart from this;);))
• meal from plan tonight - HM chicken curry mmm
• chicken out of freezer for dinner
• Sparkle

That's my little lot then....off I go!

Jeff77

Hello! Have a great day as well! I've been in the forums for about a week now, I think. Everything's great. Can you also please tell what DFW stands for please?

pixiechick99

Jeff77 wrote: »

Hello! Have a great day as well! I've been in the forums for about a week now, I think. Everything's great. Can you also please tell what DFW stands for please?

Debt Free Wannabe!!!:T

mogchops

Morning Milly! Nice & sunny here too, makes it easier to cope with Monday morning somehow!!:rotfl:

Today:

- check online banking
- packed lunches
- tea from freezer
- do all comps ending 09/03
- ironing (grrr)
- small hokey cokey after work
- younger DD starting Brownies tonight
- should be NSD

Have a great day everyone xx

Triangle

Morning all! :hello:

Hope everyone is well and sparkling on this monday morning

My list:

• Work placement all day - having a review meeting this morning as half way through my placement - fingers crossed!
• Drive carefully to conserve petrol
• Have made packed lunch already
• Other meals from stores and stick to SW
• Aiming for another NSD - would like to have three in a row
• Aqua-aerobics tonight - have free pass for me and my friend
• Walk pup

Have a good day all

T
x

littlemisschocolate

Morning Milly, Mogchops and all who follow,

Today I will do the the following:

- Check online banking.
- Store cupboard lunch - soup and fruit.
- Store cupboard tea.
- Do daily clicks.
- One poll surveys. Now have my £40. :j:j:j
- Charge mobile at work.
- NSD.
- Crack on with my next OU assignment.
- Do some studing during my lunch hour.

That's all I can think of for the time being, have a great day everyone.

And don't forget to

I-need-to-make-£

Good morning everyone!!! hope you all had a good weekend! Cant believe the weekend has gone and as for me it wasnt great as I came down ill and didnt manage to get anything done. So my list is well still running on the same. Maybe it wasnt such a good idea joining here as I dont ever seem to achieve anything! :mad::mad::eek::mad::mad:

Anyway enough of me moaning...... sorry to put you all through that..... :beer:

My list is...

- Think positively, focusing hard, and achieveing!! My 3 inspiring words!!!!
- take 2 tops back to primark
- try to take a top back which I have lost the receipt for (silly me)
- Photocopy letters to Sky and Bank PPI and prepare to send
- List 2 items on Ebay
- Complete new DD mandate for CT and prepare to send
- As all the new bills are coming in for the new financial year sort out current year folder and file away and then set up new file and write down new monthly budget.
- clean clean clean!!!
- do some ironing but not make a meal out of it so can save electric.
- hokey cokey washing and put on line!
- post ebay item providing they pay
- check oil and water in car and fill wipers up.
- meal plan for the week.


hope you all have a fantastic productive day!!!! :rotfl::rotfl::rotfl::rotfl::rotfl:

oooo did manage not to spend anything last week on takeaways in the even though did have lunch out at work but still its an achievement not to get a takeaway when at one point was having 4 a week at least.

I-need-to-make-£

millyscarlett wrote: »

• hope that buyer with zero feedback coughs up for the £35 item I sold - had weird email asking to pay from a different account from her?! Grrr:mad:

Hi Milly,

I am currently going through the same thing but the item i have sold is no where near the amount yours is. The buyers feedback for mine is 1 and 100% but ven so its wrong and they should pay for what they have bid on and won. I am waiting to open a dispute which you can do from 4 days on. I wouldnt trust the email to be honest, but hey good luck with what ever happens

josiebabie

Morning all

Today I will:-
- Check banks
- See if Cahoot/Barclays have replied ref PPI
- Keep an eye on my 7 Ebay items, had 7 watchers last night!
- Lunch from home
- Dinner off meal plan
- Pick up my new Hetty from brother's house!

Take it easy

NewlyFrugalMumof3

:rotfl:
Morning all you lovely people.

A beautiful sunny fresh morning here in Devon. Am trying to keep positive and get a lot achieved this week.

Today I will:

Write letter to school requesting time off in June - OH has earned us a free press trip to France - woohoooo :j:T - DONE
Check online banking -= DONE
Get 3 loads of washing done - 2 at 40, but 1 at 60 as have 2 poorly boys with suspected rotavirus - 2 DONE
Get results from docs re poorly boys - NO RESULTS YET
Dry washing on line - DONE
Check Amex statement online - DONE
List 10 CDs onto Amazon for sale - MANANA
List 2 baby items onto Ebay tonight - MANANA
DS1 and DH off to school/work with pack lunches - DONE
Lunch from home for me and little ones - DONE
Walk pooch a.m. - GARDEN ROMP!
Post Office - get 2 passport forms - STUPID LOCAL P.O. NOT HAVE
Walk pooch on school run p.m. - DONE
Make dinner from meal plan - PREPARED
Prepare packed lunches for tomorrow - DONE
Find 1st Aid Course and sign up to - WAIT
Free calls: Mum - DONE
Cancel Teacher of the Deaf for DS3 because he is poorly and contagious! DONE & REARRANGED
Clean out inside of car with DS2 whilst DS3 napping - NO
Ironing tonight - NO
Putting ton of clean laundry away :eek: - MANANA
Have another NSD today hopefully - YEP

SMILE everyone, Spring is here - hooray! :rotfl:

mbaz

Morning all!

Gorgeous day here too. Will be heading out shortly with DS1 and his new bike (that I bought yesterday for £5!!!) to make the most of it!

Also will

- take ds1 to tumble tots this afternoon
- checked banking
- storecupboard meals
- scratchie
- surveys
- night in with double corrie and last drop of wine left!
- buy Sun for Alton Towers token
- label up my items for NCT nearly new sale this weekend