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Help and advice needed

Hi Sorry if this isnt in the right place. My partner was at college doing a course when she fell pregnant. Now the baby is 10 months old she wants to get a job. I am currently working full time and i have always put her off getting a job as we cant afford to pay nursery fees. Could someone please tell me how it all works? I don't see the point in putting our daughter in a nursery 9-5 and then by the time she has earned her wages surely she will end up using it all on the fees so it is pointless to work? DO we get help of any kind? We are on the bones of our a**es at the moment as we have just bought our first home and we are just about getting along with the money we have for our outgoings. Please give me some advice, its much appreciated! thanks

Comments

  • jdturk
    jdturk Posts: 1,636 Forumite
    andy69 wrote: »
    Hi Sorry if this isnt in the right place. My partner was at college doing a course when she fell pregnant. Now the baby is 10 months old she wants to get a job. I am currently working full time and i have always put her off getting a job as we cant afford to pay nursery fees. Could someone please tell me how it all works? I don't see the point in putting our daughter in a nursery 9-5 and then by the time she has earned her wages surely she will end up using it all on the fees so it is pointless to work? DO we get help of any kind? We are on the bones of our a**es at the moment as we have just bought our first home and we are just about getting along with the money we have for our outgoings. Please give me some advice, its much appreciated! thanks


    If your wife can work why not let her work, does it matter that its going on the nursery fees?
    Always ask ACAS
  • jdturk
    jdturk Posts: 1,636 Forumite
    Have a look on www.entitledto.com
    Always ask ACAS
  • andy69_2
    andy69_2 Posts: 2,004 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yes it would matter, whats the point in her working just to pay a baby sitter when she could just sit at home and be a full time mum, so i want her to work, she wants to work but obviously be left with some money to spend on our food shop lol
  • jdturk
    jdturk Posts: 1,636 Forumite
    andy69 wrote: »
    Yes it would matter, whats the point in her working just to pay a baby sitter when she could just sit at home and be a full time mum, so i want her to work, she wants to work but obviously be left with some money to spend on our food shop lol


    Fair enough, have a look on that website, the only thing I will point out is look on the long term, the earlier your wife starts working the earlier she is likely to progress up the ladder and earn better money and ultimatley pay for the childcare
    Always ask ACAS
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    You can get 80% of registered childcare paid for by tax credits.
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