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worried about applying for a mortgage
funky_fiddler
Posts: 23 Forumite
Hi here goes
Sept 2008- was not paid for work I had done (partly self employed at that time) rang barclaycard to tell them I was having problems and they put me on a payment plan of £30 per month- with frozen interest- so now my experian credit file looks fine as the payment was more than the minimum but my equifax one is marked as arrangement to pay- I have now paid off the full balance in feb so it should be marked as settled soon.
Is this going to have a massive effect on mine and my partners mortgage application- we are both employed both own property but are looking to buy together and start a family.
I have no other negitive things on my credit file credit cards paid off bills paid on time etc.
Thanks:o
Sept 2008- was not paid for work I had done (partly self employed at that time) rang barclaycard to tell them I was having problems and they put me on a payment plan of £30 per month- with frozen interest- so now my experian credit file looks fine as the payment was more than the minimum but my equifax one is marked as arrangement to pay- I have now paid off the full balance in feb so it should be marked as settled soon.
Is this going to have a massive effect on mine and my partners mortgage application- we are both employed both own property but are looking to buy together and start a family.
I have no other negitive things on my credit file credit cards paid off bills paid on time etc.
Thanks:o
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