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Loan company chasing payment harrassment
EmKt
Posts: 8 Forumite
Hi guys,
I'm pretty new to this site and have been reading through alot of posts regarding debt / loans. I had a payday loan which was paid back weekly (my wages go in weekly), it worked out i was paying back £230 then taking out £190 to make the money up. It was taken from my card using the number across the front. A few weeks ago I had my purse stolen with my bank card in, so i had to cancel the card which resulted in the loan company not being able to take the money! I was going to sort it out but then they started ringing my work saying which company they are from to my manager, they rang my parents and said that my loan hadn't been repaid! As u can imagine my parents went ballistic! They are now texting me past 9pm threatening with a mobile collection office. I've also moved house recently and didn't give them my new address (oooops!) can anyone give me any guidelines as to when they can contact me etc??
Thanks
I'm pretty new to this site and have been reading through alot of posts regarding debt / loans. I had a payday loan which was paid back weekly (my wages go in weekly), it worked out i was paying back £230 then taking out £190 to make the money up. It was taken from my card using the number across the front. A few weeks ago I had my purse stolen with my bank card in, so i had to cancel the card which resulted in the loan company not being able to take the money! I was going to sort it out but then they started ringing my work saying which company they are from to my manager, they rang my parents and said that my loan hadn't been repaid! As u can imagine my parents went ballistic! They are now texting me past 9pm threatening with a mobile collection office. I've also moved house recently and didn't give them my new address (oooops!) can anyone give me any guidelines as to when they can contact me etc??
Thanks
0
Comments
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THere is a letter you can send them to ask them to only contact you in writing.
Someone will be along with a link soon.
They should not contact your parents.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0
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