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Electoral roll..... it just goes to show!
Supersonic1
Posts: 4 Newbie
I moved house almost a year ago and gave my local authority my new details for the electoral register. For months, I have been battling with Experian to update my details as my score was affected by the fact that I was currently registered at my old address.
About a month ago, I did the 'credit card match' with Experian to see what possible cards would take my custom as I wanted to transfer my balance from my Capital One card (32% apr). Unfortunately, the only cards on offer were of a similar apr.
I contacted my local authority AGAIN to check that I was registered here and they confirmed that I have been for almost a year. 2 emails and another phone call to Experian later and my details were finally updated.
What's more, I've now been accepted for a 0% on balance transfers credit card :j This is a huge milestone for me and I finally feel empowered again as a consumer.
It just goes to show that keeping up to date with your credit file and perseverence with the data is very worth while.
I tried to get Capital One to reduce my apr last week and they point blank refused. I can't wait to phone them up with my good news and to say GOODBYE!
About a month ago, I did the 'credit card match' with Experian to see what possible cards would take my custom as I wanted to transfer my balance from my Capital One card (32% apr). Unfortunately, the only cards on offer were of a similar apr.
I contacted my local authority AGAIN to check that I was registered here and they confirmed that I have been for almost a year. 2 emails and another phone call to Experian later and my details were finally updated.
What's more, I've now been accepted for a 0% on balance transfers credit card :j This is a huge milestone for me and I finally feel empowered again as a consumer.
It just goes to show that keeping up to date with your credit file and perseverence with the data is very worth while.
I tried to get Capital One to reduce my apr last week and they point blank refused. I can't wait to phone them up with my good news and to say GOODBYE!
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Comments
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Great news for you Supersonic
Just shows you what perseverence does!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
Yay :j:j
Well done on persevering!Jan10: 28,315.81 Jan11: 18,015.32 Jan12: 7,682.58 Jan13: 2,987.73 Current debt: 1,225.55
HFC [STRIKE]1896.10. [/STRIKE] 225.55 SLC2 [STRIKE]5123.34[/STRIKE] 0 Others [STRIKE]2085[/STRIKE] 1000 Bcard [STRIKE]1172.60[/STRIKE] 0
Mike's Mob0 -
Thats good news. I have been suspecting that thats been the problems for me of late. I'll keep an eye on Experian. I'd been told it would be updated on Experian this month...Total debt at lightbulb moment (Jan 2010): £23410
Target for Dec 2011: £17000
Lloyds - Early Jan: £[STRIKE]2040[/STRIKE] Feb: £[STRIKE]2050[/STRIKE] Mar: £0
Other Lloyds @ highest: £9800 Feb: £9800
Current debt: £234200 -
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