How to get copy of credit report

samhuzz

Hello

Don't know if this is the right place to post this, but does anyone know how I can get a copy of my credit report when I don't have a debit/credit card or cheque book? I'm not allowed one with my bank apparently

I am looking at making myself bankrupt and am not sure exactly what I owe and who to.

Thanks in advance

Sam

fatbelly

Send one of these with a two-quid postal order

http://www.experian.co.uk/downloads/consumer/cfa.pdf

If you want the complete set:

http://www.callcredit.co.uk/files/creditfile-app.pdf

http://www.equifax.co.uk/Products/credit/your_equifax_credit_file_0310.pdf

Cleosmum

You need to get a statutory report from each of the CRA - Experian, Equifax and Call Credit - each will cost £2. You can do it without card and cheque book but you will need to get each one a postal order.

samhuzz

Thanks very much I did look at this form but didn't see the part about sending a postal order! Doh!

boliston

They definitely don't seem to like people asking for the £2 reports as they they make it difficult to find the link.

Equifax is the best as they allow you to view the £2 report on line but experian insist on sending it via the post. Call credit are the worst as you have no way whatsoever of even applying online.

Cleosmum

I wanted to order mine last night and it took 10 mins searching on google before I found a link to the Call Credit one.....they asked me to do a website survey too so I gave them the worst ratings on navigation and ease of use, its just an awful website in general though! Experian and Equifax were much easier to use and I could order them both online for delivery as I would much rather have the paper copy in my hand and I can file it easily then.

Cleosmum

http://www.callcredit.co.uk/consumer.aspx includes a link to the form

Firey668

fatbelly wrote: »

Send one of these with a two-quid postal order

http://www.experian.co.uk/downloads/consumer/cfa.pdf

If you want the complete set:

http://www.callcredit.co.uk/files/creditfile-app.pdf

http://www.equifax.co.uk/Products/credit/your_equifax_credit_file_0310.pdf

Thankyou sooo much for being so helpful. :beer::)

I don't currently have a cheque book though as i do all my banking online, or pay for services by cash,
so never need to write cheques.



However will they accept the £2 payment in coins enclosed in the letter??

Or will i have to get a postal order for it?




Thanks

never-in-doubt

Firey668 wrote: »

However will they accept the £2 payment in coins enclosed in the letter??

Or will i have to get a postal order for it?

Thanks

As Numpty Monkey told you over on your other post, you send cheque or a PO - never cash.