We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Credit Agreement Request
JuicyLou
Posts: 31 Forumite
Hi, I'm newly registered, but I've been lurking for ages. I hope someone can help me.
I know you can request a copy of your credit agreement for loans and credit card debts and if one can't be produced the debt is unenforceable, but does that also apply to overdrafts? Is there a different letter I need to send?
Thanks in advance. x
I know you can request a copy of your credit agreement for loans and credit card debts and if one can't be produced the debt is unenforceable, but does that also apply to overdrafts? Is there a different letter I need to send?
Thanks in advance. x
0
Comments
-
Hi JuicyLOu
Dont know the answer to your question so bumping up someone who will know.
WElcome to marvelous MSE I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
Hi Juicylou
Overdrafts are not covered by the same legislation and a CCA, so there is no similar way of looking into whether they are enforceable (or more specifically unenforceable).A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.8K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards