Egg credit card - how to pay less than min?

notmyrealusername

I'm currently in the early stages of setting up an IVA, I have been paying all my creditors a token payment pro rata apart from Egg who I continued to pay the minimum payment (£30 ish).

I have been advised by payplan that I need to 'default' on all outstanding creditors but how do I pay less than the minimum amount to Egg? My account is internet based, I don't get paper statements with a paying in slip but an email saying my Egg statement is ready to view online. There is a payment options button but all you can do on that page is change from paying the minimum to paying a larger one off payment.

I have cancelled the direct debit with my bank but how do I pay Egg a smaller token amount? If there is anyone who has defaulted with Egg who can advise me I'd be really grateful.

Thanks...

nearlyrich

notmyrealusername wrote:

If there is anyone who has defaulted with Egg who can advise me I'd be really grateful.

I helped a friend sort out her finances last year, one of the creditors was EGG, you need to speak to them and tell them what is happening. I have to say they were the hardest one to deal with and they were the smallest creditor of the lot. Hope your experience is better....;)

Broken_hearted

Egg were fine at first then seemed to get bored and passed it to Moorcroft with no warning.

notmyrealusername

Broken Hearted

How did you pay the money to them? My dircet debit has been cancelled but I need to make a token payment still just not sure how to actually get it to them.

SeeWeed

Hi

You can send a cheque, but they do charge you £2.00 for the priviledge! The address is somewhere on the site.

HTH

SW

SeeWeed

Found the address for you:
Cheque

You should make your cheque payable to Egg, then on the same line, write the name(s) of the account holder(s) and the account number eg Pay Egg, re J. Jones account number xxxxxxxxx (and draw a line through unused space on the payee line so that no-one can add extra numbers or names).
Send your cheque to Reconciliations Prep Department, Egg, Point North, Waterfront West,
Brierley Hill,
DY5 1LU.
Cheques take seven to ten working days to clear into your account, and there may be a charge of £2 for each payment made in this way.

HTH

SW

notmyrealusername

Thanks SeeWeed, that's brilliant...

james32_uk

I was paying £1 to my egg loan. What happens if you press the larger amount button and enter £1??? Also it should be possible to pay via your internet banking. Try searching for egg and see what it can find. Good luck!

roswell

choose to make a regular payment then enter £1 that shoudl do the trick

caleo

notmyrealusername wrote:

I have cancelled the direct debit with my bank but how do I pay Egg a smaller token amount? If there is anyone who has defaulted with Egg who can advise me I'd be really grateful.

Thanks...

I have defaulted with EGG, and I send a cheque for £1 to them at

The Collections Team
Egg
Pride Park
Riverside Road
Derby
DE99 3GG

They haven't been charging me to cash the cheque either.

Caleo