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Aimsleey
Posts: 24 Forumite
I've only just registered today but have read these forums for a few weeks now. Felt the need to say a huge thanks for the fab advice you all seem to give, you've just saved me £200 :j
I read about unenforcability of debts here at the weekend and decided I had nothing to lose. On Tuesday I posted the letters to the 8 DCAs that I'm currently paying (£5 to some, £10 to others) and just received a reply from Aktiv Kapital (only 3 days after sending first letter!!) I had owed £217 but had been paying £5 a month for 4 months, leaving £197 outstanding, and they replied saying they had contacted original creditor who could not produce the documents and would therefore not be persuing the debt :j
Only a small victory, but I'm hoping the other 7 may follow suit (wishful thinking hehe) Not bad for the cost of a stamp and less than a week of waiting
I read about unenforcability of debts here at the weekend and decided I had nothing to lose. On Tuesday I posted the letters to the 8 DCAs that I'm currently paying (£5 to some, £10 to others) and just received a reply from Aktiv Kapital (only 3 days after sending first letter!!) I had owed £217 but had been paying £5 a month for 4 months, leaving £197 outstanding, and they replied saying they had contacted original creditor who could not produce the documents and would therefore not be persuing the debt :j
Only a small victory, but I'm hoping the other 7 may follow suit (wishful thinking hehe) Not bad for the cost of a stamp and less than a week of waiting
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Great start then Aimsleey
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
Well done Aimsleey:T
Its the little victories that help win the war:cool:PROUD TO BE DEALING WITH MY DEBT NERD #869
DFD 5/1/16Numpty,Not sure why but I'm crying
. Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & 
for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
xx0
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