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recovering_spendaholic
Posts: 3,062 Forumite
I hope that I am posting this on the right board, but please feel free to move my post if it is in the wrong place.
My cousin is in alot of debt. He lives at home with his Mum she is similarly in LOADS of debt - I'm talking really serious debt - they have almost been evicted on numerous occasions and they have only been saved because the rest of the family have cleared the rent arrears with the council. They don't have a landline and it seems that my cousin has given my landline number out to different companies who are chasing him for unpaid debts. I have been getting a lot of calls from a debt recovery company and even though I tell them that he doesn't live here they keep calling. He hasn't given my address (as far as I know) but I worried that my credit rating may be affected. I have some credit card debt but I pay it off regularly, when I get work bonuses etc. I am worried about him (he works but NEVER has any money) and also in case my credit rating may be affected. Can anyone advise me if I may be affected? We have the same last name.
My cousin is in alot of debt. He lives at home with his Mum she is similarly in LOADS of debt - I'm talking really serious debt - they have almost been evicted on numerous occasions and they have only been saved because the rest of the family have cleared the rent arrears with the council. They don't have a landline and it seems that my cousin has given my landline number out to different companies who are chasing him for unpaid debts. I have been getting a lot of calls from a debt recovery company and even though I tell them that he doesn't live here they keep calling. He hasn't given my address (as far as I know) but I worried that my credit rating may be affected. I have some credit card debt but I pay it off regularly, when I get work bonuses etc. I am worried about him (he works but NEVER has any money) and also in case my credit rating may be affected. Can anyone advise me if I may be affected? We have the same last name.
Jane
ENDIS. Employed, no disposable income or savings!
ENDIS. Employed, no disposable income or savings!
0
Comments
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Your credit rating won`t be effected, even if he was living with you it still wouldn`t effect you at all!
You need to tell your cousin to not use your details as harrassment calls are not nice especially if it isn`t your debt!!
He needs to get help and sort himself out, preferably point him in this direction for help and advise!DebtFree FEB 2010!Slight blip in 2013 - Debtfree Aug 2014 :j
Savings £132/£1000.0
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