advice needed please

blimpy76

Hi everyone,
I am looking to start clearinng my outstanding debts i have credit cards, catalogues, personal loans and other things from about 3-4 years ago.
The problem is i dont know where to start who to pay off first and how to ask for amount to be reduced i.e wiping interest fees etc.
If anybody out there has any advice it would be greatly appreciated
Many thanks
Hayley

saxysarah

http://www.makesenseofcards.com

you've come to the right place Blimpy ;-) try the link above and do the SOA (statement of affairs) take your time to do it as accurately as poss - dig out all the paperwork so you have the apr figures etc for all the cards if you are brave enough to post it up here you will get a lot of help and advice - you may not like all of it but its up to u what u try. there is also the snowball calculator which is a fantastic tool for telling you how to prioritise your cards to pay things off the fastest and reduce the interest you pay.

good luck xx