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Credit report question

Triangle
Triangle Posts: 1,044 Forumite
Part of the Furniture Combo Breaker
in Debt-free wannabe
Hi all :)

A quick question...

I joined equifax today for the free trial to get my credit report.

All fine but it lists an old credit card acccount I had in 2004 in which I missed two payments (old uni days!)

I was under the impression that the credit report should only show accounts, current and closed, from the past 5 years. Can anyone help with this?

Thanks

T
x
MFW!
Started 1/12/22 - £196,000

Saving targets 2023
Mortgage Overpayment £0/£2000
Bathroom £0/£2000
Big Birthday Trip £0/£2000
Long Term Saving Pot £0/£2000

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    Hi Triangle

    Its 6years, so hopefully this account will be gone soon.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • Triangle
    Triangle Posts: 1,044 Forumite
    Part of the Furniture Combo Breaker
    Tixy you're a star :A thanks for quick reply.

    The account was settled in April 2004 so I understand why its not fallen off yet - but all being well, next month :T

    Thanks again

    T
    x
    MFW!
    Started 1/12/22 - £196,000

    Saving targets 2023
    Mortgage Overpayment £0/£2000
    Bathroom £0/£2000
    Big Birthday Trip £0/£2000
    Long Term Saving Pot £0/£2000
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Damn Tixy how fast do you type? :rotfl:
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Tixy
    Tixy Posts: 31,455 Forumite
    Anyone would think I had nothing better to do hey IA! I am very good at 'real work' avoidance!
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
This discussion has been closed.
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